Best Buy Upgrade Plus financing lets you pay for that new MacBook over three years

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Best Laptop 2022: Apple MacBook Pro 14
Photo by Amelia Holowaty Krales / The Verge

Best Buy’s new MacBook upgrade program locks you into three years of monthly payments before giving you the option to upgrade to the latest and greatest machine (via Apple Insider). Called Upgrade Plus, it lets people with approved credit finance either a MacBook or MacBook Air via Citizens Bank.

As an example, Best Buy says you can purchase the $999 M1-powered MacBook Air for as low as $19.99 for 36 months and then pay out the remaining $280.35 in month 37 to keep the device. That is, assuming you qualify for a zero-percent APR offer — the program’s FAQ indicates offers may carry interest of up to 29.99 percent, depending on creditworthiness.

But if you don’t want to pay the higher amount on that last payment, Best Buy says you will...

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